FinanzPilot is a self-hosted personal finance web application designed for tracking income, expenses, accounts, recurring transactions, loans, and imported bank data without relying on a third-party SaaS platform.
It combines a Laravel backend with a Vue/Inertia frontend, offers Docker Compose deployment, and includes privacy-conscious AI analysis where financial data is anonymized before being sent to supported AI providers.
This is free and open source software.
Key Features
- Provides a dashboard with income versus expenses, balance trends, category breakdowns, and account overviews.
- Supports manual transaction entry and CSV imports for Sparkasse, PayPal, and generic CSV files.
- Includes a self-learning categorization engine that improves after manual corrections.
- Tracks checking, savings, credit card, and cash accounts separately.
- Manages recurring transactions such as rent, salary, subscriptions, and regular payments.
- Offers loan management with amortization schedules and informal debt tracking.
- Exports German-formatted Excel files suitable for sharing with tax advisors.
- Supports AI insights through Claude, OpenAI-compatible APIs, and Ollama.
- Includes an MCP server for querying finance data from Claude Code or Claude Desktop.
Website: github.com/tschaefermedia/FinanzPilot
Support:
Developer: Tobias Schäfer
License: MIT License
FinanzPilot is written in PHP. Learn PHP with our recommended free books and free tutorials.
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