WYGIWYH (What You Get Is What You Have) is a self-hosted personal finance tracker built around a simple cash-flow philosophy: use the money earned in the current month for current spending, while treating savings as separate and untouchable.
It’s designed for users who don’t want a conventional budgeting or double-entry accounting package, but still need a web app that can cope with real-world personal finance records, accounts, investments, and automation.
This is free and open source software.
Key Features
- Records income and expenses in a unified transaction view.
- Supports multiple accounts for banks, wallets, savings, and investments.
- Offers multi-currency tracking with exchange rate handling.
- Lets users define custom currencies for crypto, points, or other asset models.
- Includes rule-based transaction adjustments for special cases such as credit card billing cycles.
- Provides a built-in dollar-cost averaging tracker for recurring investments.
- Offers an API for automation and synchronising transactions with other services.
- Supports OpenID Connect authentication for integration with external identity providers.
- Runs with Docker Compose and uses PostgreSQL for data storage.
Website: github.com/eitchtee/WYGIWYH
Support:
Developer: eitchtee
License: GNU Affero General Public License v3.0
WYGIWYH is written in Python. Learn Python with our recommended free books and free tutorials.
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