Wealthfolio – local-first investment and personal finance tracker

Wealthfolio is a personal finance application that brings investment tracking, net worth monitoring and financial planning into one interface. It is designed for people who want to understand their finances without relying on spreadsheets or handing control of their financial records to a hosted platform.

The application covers investment portfolios, assets and liabilities, everyday spending and longer-term savings goals. It can track financial activity across multiple accounts, combining investment returns with a broader picture of income, expenditure and wealth.

Wealthfolio uses a local-first approach, keeping financial records on the user’s device. It is available as a Linux desktop application and can also be self-hosted through a browser. Manual tracking and CSV imports do not require a subscription. Automatic brokerage connections and encrypted multi-device synchronisation are available through the optional paid Wealthfolio Connect service.

This is free and open source software.

Key Features

• Track shares, ETFs, cash and cryptocurrency holdings across multiple investment accounts and portfolios.
• Performance analysis includes time-weighted and money-weighted returns, historical performance charts and benchmark comparisons.
• Net worth dashboard combines assets and liabilities, including property, loans and other financial holdings, with historical trends.
• Record investment transactions, including purchases, sales, deposits, withdrawals, dividends and other account activities.
• Spending tracker categorises transactions using configurable rules, with income and expenditure analysis across selected accounts.
• Monthly budgets support category targets, group-level allowances, rollovers and comparisons between planned and actual spending.
• Retirement and FIRE planning tools offer long-term projections, financial simulations and Monte Carlo risk analysis.
• Set financial goals, link funding accounts and track progress towards target dates and savings amounts.
• Asset allocation analysis shows portfolio exposure, target weights and the adjustments needed to rebalance holdings.
• Track dividends and interest income, with support for multiple currencies and exchange-rate conversions.
• Extensible add-on architecture lets developers build additional functionality using a TypeScript SDK.
• Import financial records from CSV files, with optional read-only brokerage synchronisation through Wealthfolio Connect.

Website: github.com/wealthfolio/wealthfolio
Support:
Developer: FADIL
License: GNU Affero General Public License v3.0

Wealthfolio is written in TypeScript and Rust. Learn TypeScript with our recommended free books and free tutorials. Learn Rust with our recommended free books and free tutorials.

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